09 Apr Oral Surgery: What are my financing options?
The prospect of oral surgery can be daunting for some patients, who may worry about the procedure itself as well as the following recovery period. Financial considerations may present yet another concern, as well. However, patients at our practice have a number of options to finance any procedures that may be planned for them.
Our office staff can discuss the various alternatives with you in great detail to help you determine which choices will fit best within your budget. You should have this conversation about financing options either immediately before or after your first appointment with the oral surgeon.
It’s important to understand that any of the costs associated with oral surgery are ultimately the patient’s responsibility, and payment is expected at the time of service, unless alternative arrangements have been made in advance. Nonetheless, patients may be eligible for some assistance with the expense, usually through some type of insurance.
At least some costs associated with oral surgery are often covered either by medical or dental insurance, depending on the nature of the procedure. Our office accepts a number of different insurance products, including Blue Cross/Blue Shield, Delta Dental, Medicare and Iowa Medicaid, among others. A member of our office staff can advise you of the specific details of our insurance policy, including the timing of billing insurance and how that affects the expected payment from the patient.
For patients who are paying for a portion or all of the fees out of pocket, our practice accepts a variety of payment options, including cash, Visa, Mastercard and Discover. The practice also accepts alternative financing through Care Credit, a company that specializes in financing health care services. Care Credit offers a number of different financing options.
We want to make the process of going through surgery as easy and convenient for you as possible, and that includes financing. At your initial consultation, take time to discuss your payment options with a member of our office staff.